How Much Does a Garage Improve Resale Value?

If you are a homeowner, you are probably always looking for ways to protect your investment and to make your home worth a little more without having to shell out too much money. One option is to install a garage, which can be a highly beneficial addition to your home for a number of reasons. For instance, you can enjoy having a safe place to park your vehicle and a part of your home that you can use for storage and more while you are living in your home, and you can also benefit Read the rest of this entry »

Avoid Buying a Home Close to a Stream

If you have been house hunting, and you think that you have found the perfect home for you and your family, make sure that there is not a stream running along the property. If there is, you may be getting more than you bargained for sometime in the future.

Flooding is the main reason you should avoid buying a house that is close to a stream. While it may have appeared serene and picturesque when you toured the property in fair weather, that small trickle of water can easily Read the rest of this entry »

City or Suburbs? Which Is the Better Investment?

There is nothing simple about buying a new home, and today, you might be getting ready to start that long process. One of the first questions that you have to answer is one of the most important, and that all has to do with location. Deciding between a house in the suburbs or in the city is a big choice!

First, decide on your priorities. If you want space, you should generally choose the suburbs. If you want to be close to exciting things, the city is the right choice. There is currently a trend of Read the rest of this entry »

Is It Possible to Have Too Much House?

It’s possible that your house can outgrow you. That extra bedroom you cherished may not be used. The two-car garage may look like the Grand Canyon for your small car.

Must people realize that their house has outgrown them after the children leave. Two or three bedrooms are silent and have no more human activity. You mostly go in these rooms to check for creaky noises, and that’s about it. Quite simply, if you enter these rooms once a month, you have outgrown your house.

That three-car garage that sheltered all those cars now Read the rest of this entry »

What Are the Stipulations to get an FHA Loan?

The Federal Housing Administration guarantees home loans for qualified buyers, making it easier for them to get a loan approval from a major lender. If you are interested in an FHA loan, you should start by contacting an FHA-approved lender. Down payment amounts can be as low as 3.5 percent and borrowers who don’t have that much in their personal savings can receive their down payment as a gift. Sellers can contribute more toward the closing costs. For an FHA loan, the seller can give the buyer up to six percent of the purchase price.

Income and credit Read the rest of this entry »

How to Get a Rural Development Home Loan

If you are interested in moving to a rural area, then you may be wondering what kinds of financing options are available for you. After all, most people simply cannot afford to buy a home outright. Fortunately, there are plenty of options when it comes to rural home financing these days. Specifically, you may want to look into taking out rural development home loan. These are loans offered by the government specifically for those who are looking to move to a rural area Read the rest of this entry »

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